Retail Stores Insurance

Insurance Solutions for Retail Stores

In the heart of every community, retail businesses—from quaint bakeries and cozy coffee shops to vibrant art galleries and curated thrift stores—bring life and character to towns across the nation. These establishments are not just commercial entities but are integral parts of their local communities, offering unique experiences and fostering connections. However, the charm and success of retail stores come with their share of potential risks, from a slip-and-fall accident to property damage, highlighting the essential need for insurance protection. Insurance not only preserves the financial well-being of retail operations but also secures their ongoing commitment to serving the community.

Statewide Commercial Insurance Brokers is dedicated to serving your retail business by delivering tailored insurance solutions that align with your specific needs, ensuring that you continue to thrive and prosper with confidence and security.

Retail Stores We Insure

Safeguard Your Retail Store with Insurance Tailored to Your Needs

Statewide Commercial Insurance Brokers offers specialized insurance coverage for a variety of mercantile businesses:

• Antiques Stores
• Art Galleries
• Bakeries
• Book and Magazine Stores
• Candy Stores
• Doughnut Shops
• Fabric Stores
• Floor Covering Stores
• Florists
• Gift Shops
• Hardware Stores
• Ice Cream Stores
• Music Stores
• Painting, Picture, and Frame Stores
• Sporting Goods Stores
• and more.

Coverages Offered

Our team recognizes the critical need to protect your retail business when unexpected events occur, so we offer a range of insurance solutions designed to give you confidence that your assets are secure.

• General Liability Insurance: Protects your retail operation from financial losses due to third-party claims of bodily injury, property damage, or personal and advertising injury that occur as a result of business operations.
• Commercial Property Insurance: Safeguards your business’s physical assets such as buildings, inventory, furniture, and equipment, against damage due to events like fires, explosions, storms, theft, and vandalism.
• Workers’ Compensation Insurance: Mandatory in most states, this insurance covers medical expenses and a portion of lost wages for employees who get injured or sick as a result of their work.
• Commercial Auto Insurance: If your retail store uses vehicles for deliveries, pickups, or other business purposes, you’ll need commercial auto coverage to protect your store and its assets in case of accidents, injuries, or property damage involving company-owned vehicles or those used for business activities.