Construction Insurance

Insurance Solutions for the Construction Industry

In the dynamic field of construction, facing various risks is inevitable. Frequent incidents, including job-site accidents, workers’ injuries, and damage to essential equipment, come with significant financial repercussions. Without proper insurance coverage, these events not only disrupt operations but also impose a financial burden that can potentially erase profits and undermine hard-earned growth.

With over 27 years of dedicated service to contractors and subcontractors, Statewide Commercial Insurance Brokers deeply understands the unique insurance needs of the construction industry. Our expertise allows us to offer comprehensive solutions designed to safeguard your business against these financial losses.

Key Benefits of Partnering with Us:

• Expert Guidance: Navigate the complex insurance landscape with our deep industry knowledge.
• Comprehensive Coverage: Receive tailored insurance solutions that address the multifaceted risks of construction work.
• Support for Project Requirements: Meet any project requirements, no matter how complex.
• Assistance with Bonding Needs: Let us help you with the necessary bonding for licensing or guaranteeing contract and financial obligations.

Contractors We Insure

We proudly serve a diverse range of businesses in the construction industry, including but not limited to:

• Appliance Installers
• Carpentry Contractors
• Concrete Contractors
• Debris Removal Services
• Demolition Contractors
• Drywall Contractors
• Electrical Contractors
• Excavation and Grading Contractors
• Fencing Contractors
• General Contractors
• Glazing Contractors
• Handyman Services
• HVAC Contractors
• Insulation Contractors
• Landscaping Contractors
• Lawn Care Services
• Masonry Contractors
• Painting and Decorating Contractors
• Plumbing Contractors
• Pressure Washing Services
• Roofing Contractors
• Sheet Metal Contractors
• Solar Energy Contractors
• Swimming Pool Contractors
• Tile, Stone, and Flooring Contractors
• Tree Trimmers and Arborists
• Welding Contractors

No matter the size or scope of your construction business, our team is dedicated to providing you with the insurance solutions you need to thrive in a dynamic and challenging industry. With our expertise and commitment to personalized service, you can focus on what you do best, confident that your business is protected every step of the way.

Coverages Offered

Our team recognizes the critical need to protect your construction business when unexpected events occur, so we offer a range of insurance solutions designed to give you confidence that your assets are secure.

• General Liability Insurance: Protects your business from financial losses due to third-party claims of bodily injury, property damage, or personal and advertising injury that occur as a result of business operations.
• Workers’ Compensation Insurance: Mandatory in most states, this insurance covers medical expenses and a portion of lost wages for employees who get injured or sick as a result of their work.
• Commercial Auto Insurance: Provides coverage for vehicles used for business purposes. This type of insurance protects businesses and their assets in case of accidents, injuries, or property damage involving company-owned vehicles or vehicles used for business activities.
• Surety Bonds: Essential bonds, such as permit, licensing, and contract bonds, ensure legal compliance, professional credibility, and project fulfillment, protecting clients and upholding standards in the construction industry.
• Builder’s Risk Insurance: A specific type of property insurance designed to cover buildings under construction. It can also cover materials, supplies, and equipment used on the site.
• Tools & Equipment Insurance: Provides specialized coverage for tools and equipment against theft, damage, and accidental loss.
• Professional Liability (Errors & Omissions) Insurance: This is essential for businesses that provide design or consulting services, as it safeguards against claims of errors or negligence.
• Commercial Property Insurance: Safeguards your business’s physical assets, such as buildings, inventory, furniture, and equipment, against damage due to events like fires, explosions, storms, theft, and vandalism.