Medium to Heavy Truck Insurance

Keep Your Trucks on the Road with Comprehensive Coverage

(877) 417-0120

Safeguard Your Trucks with Customized Insurance Plans

At Statewide Commercial Insurance Brokers, our focus is on providing robust and reliable insurance coverage for commercial vehicles and the dedicated drivers who operate them. Recognizing the critical role that each truck plays in the construction, logistics, and transportation sectors, we are committed to offering insurance solutions that are tailored to meet the unique needs of your business. We specialize in insurance policies for a wide range of vehicles, including:

  • Box trucks
  • Car haulers
  • Catering trucks
  • Concrete mixer trucks
  • Delivery trucks
  • Dump trucks
  • Flatbed trucks
  • Garbage trucks
  • Logging trucks
  • Refrigerated trucks
  • Tow trucks
  • Tractor-trailers

Safeguarding Your Assets with Essential Truck Insurance Coverages

Our truck insurance policies provide protection for your valuable assets and peace of mind for your business operations. Here are the essential coverages included:

  • Liability coverage: Covers damages and injuries caused by your vehicles.
  • Physical damage coverage: Includes collision and other-than-collision damages to your vehicle.
  • Uninsured motorist coverage: Covers damage incurred when someone who doesn’t have liability insurance hits you.
  • Medical payments/personal injury protection (PIP): Covers medical expenses after an accident.
  • Cargo insurance: Safeguards goods in transit.
  • Hired and non-owned coverage: Extends liability protection to vehicles that are not owned but are used by the business, such as rented or employee-owned vehicles.
  • On-hook coverage: Protects against damages to vehicles you’re towing.

The Consequences of Insufficient Truck Insurance Coverages

Not having essential truck insurance coverages can leave your business vulnerable to significant financial risks and legal liabilities. Having the right coverages ensures your business is adequately protected, minimizing financial risks and ensuring smooth operations even in unforeseen circumstances.

Frequently Asked Questions

The cost of truck insurance is influenced by various factors including the type of truck, its usage, the driving record of the drivers, coverage limits, and deductible amount. Consulting with one of our expert insurance agents can help tailor a commercial truck policy to your specific needs.

Yes, insurance for tow trucks is essential. Operating a tow truck without insurance can lead to legal consequences and financial liabilities in the event of accidents or damages.

Cargo coverage protects the value of the cargo being transported by the truck. It provides coverage in case of theft, damage, or loss during transit, ensuring financial protection for both the truck owner and the cargo owner.

Collision coverage provides protection for damages to your vehicle resulting from collisions with other vehicles or objects. Comprehensive coverage, on the other hand, covers damages caused by non-collision incidents such as theft, vandalism, fire, or natural disasters.

Quality Insurance Coverage from a Trusted Agency

Enjoy peace of mind knowing we’ve got you covered.

(877) 207-7900