Car, Van and Pickup Truck Insurance

Business Vehicle Protection Simplified for Cars, Vans, and Pickup Trucks

At Statewide Commercial Insurance Brokers, we understand the critical role your vehicles play in your business operations. That’s why we’re dedicated to offering custom commercial auto insurance solutions that cater to the specific needs of businesses using cars, vans, and pickup trucks. Our goal is to provide robust protection for your vehicles, ensuring your business stays on the move safely and efficiently. Our team of expert insurance agents is committed to ensuring your vehicles are properly insured.

Key Commercial Auto Coverages

Every business that relies on vehicles for its operations has unique commercial auto coverage needs, ensuring that assets are protected against a wide range of potential risks. Understanding and selecting the right coverages is crucial:

• Auto liability: Covers damages and injuries caused by your vehicles.
• Physical damage coverage: Includes collision and other-than-collision damages to your vehicle.
• Uninsured motorist coverage: Covers damage incurred when someone who doesn’t have liability insurance hits you.
• Medical payments/personal injury protection (PIP): Covers medical expenses after an accident.
• Cargo insurance: Safeguards goods in transit.
• Hired and non-owned coverage: Extends liability protection to vehicles that are not owned but used by the business, such as rented or employee-owned vehicles.

Here are vehicles that typically need commercial auto insurance:

• Construction: Vehicles used by contractors, builders, or any construction-related professions, including pickups, vans, or trucks carrying tools, equipment, or materials to and from job sites.
• Delivery services: Vehicles used for delivering goods, such as food, retail products, or packages. They need commercial auto insurance to cover the risks associated with frequent stops and the transport of goods.
• Catering and mobile businesses: Vans or trucks used for catering events, mobile pet grooming, or any other mobile service businesses. These need commercial insurance to cover both the vehicle and the equipment inside.